Medicare and 2020

Medicare and 2020

The One Thing that is a certainty in life is death and taxes. And of course, the fact that everything costs more, right?  Social Security gives you a raise and Medicare take’s it back. Look, I know you’ve been bombarded with information about changes, and with the...
Getting Prescription Drug Coverage

Getting Prescription Drug Coverage

If you have Medicare, prescription drug coverage is an optional benefit. But be aware – if you don’t get a Medicare drug plan when you’re first eligible, you may have to pay a late enrollment penalty to join later on. Part D drug coverage is only available...
Gaps of Medicare

Gaps of Medicare

One of the most eye-opening facts about Medicare is how much it DOES NOT cover. Need dental services? Eye exams or eyeglasses? Hearing aids and fitting? Routine foot care? None of these items are covered by traditional Medicare Part A and Part B.  Additionally,...
What does the Annual Election Period (AEP) Mean?

What does the Annual Election Period (AEP) Mean?

By Gary Smith If you have Medicare, it is important to know about your options during the Annual Election Period, or AEP as we like to call it here at our agency! The Annual Election Period happens annually at the end of the year. This year the dates are October 15 to...
We Put the CARE in Medicare!

We Put the CARE in Medicare!

The Gary Smith Agency has been serving seniors since 1970. We personally answer our phone and we return phone calls. ​ We explain your options in a way that you can understand your choices and help you pick a plan that works for you. ​ Our #1 goal is excellent...