Marriage and Medicare — Decisions for Retiring Couples

Marriage and Medicare — Decisions for Retiring Couples

Probably the last thing a young couple is thinking about as they stand at the alter is Medicare. Hopefully they’ll be fortunate enough to have sailed through the years leading up to retiring together.  We’re going to talk about things you need to consider as a...
Medicare Advantage Plans – The Nuts and Bolts

Medicare Advantage Plans – The Nuts and Bolts

When faced with having to make decisions that affect your healthcare AND your pocketbook the best approach is to start gathering information. When someone says “let me give you the nuts and bolts” of something you’re going to get information on how things work –...
Alphabet Soup – Defining Medicare Part A, B, C

Alphabet Soup – Defining Medicare Part A, B, C

If you are approaching age 65, then you’ve probably already received an overload of information on Medicare through ads, emails and the internet. It can be stressful when you know you have to make decisions on a variety of things and there are deadlines looming. We...
Getting Prescription Drug Coverage

Getting Prescription Drug Coverage

If you have Medicare, prescription drug coverage is an optional benefit. But be aware – if you don’t get a Medicare drug plan when you’re first eligible, you may have to pay a late enrollment penalty to join later on. Part D drug coverage is only available...
Gaps of Medicare

Gaps of Medicare

One of the most eye-opening facts about Medicare is how much it DOES NOT cover. Need dental services? Eye exams or eyeglasses? Hearing aids and fitting? Routine foot care? None of these items are covered by traditional Medicare Part A and Part B.  Additionally,...
What does the Annual Election Period (AEP) Mean?

What does the Annual Election Period (AEP) Mean?

By Gary Smith If you have Medicare, it is important to know about your options during the Annual Election Period, or AEP as we like to call it here at our agency! The Annual Election Period happens annually at the end of the year. This year the dates are October 15 to...